Standard Chartered Bank Nigeria – We attract talented individuals. Not only can they give you the benefit of their experience, they also reveal a closer, more personal look at the wide range of global opportunities we offer. At the core of the Group’s people strategy is our focus on employee engagement. Engagement is a key driver of productivity and performance, which creates the foundation of our performance culture. We encourage and focus on the behaviours that bring out the very best from every employee, assessing their performance not just on results but on how those results were achieved. To further embed these behaviours we have a remuneration programme in place, carefully designed to incentivise our employees to live our values every day.
We are recruiting to fill the position below:
Job Title: Credit Analyst
Job ID: 2200020697
Location: Lagos
Schedule: Full-time
Job: Institutional Banking
Employee Status: Permanent
People and Talent:
- Support CA Head and others in the team on ad hoc projects, strategic initiatives and exercises aimed at improving or enhancing the team’s activities
- Manage team capacity catering to cyclical workloads – ensure timeliness by proactively planning capacity catering to cyclical demands and peak periods
- Develop training plans for team including induction pack for new joiners
- Support Business in the on ad hoc projects and strategic initiatives
- Monitor metrics and demonstrate quality and timeliness on credit work
- Continually strive to share key relevant knowledge and learnings with others across the team
- Provide credit specific coaching to newer or less experienced members of the team
- Provide credit specific coaching to newer or less experienced members of the team
- Provide strong leadership to CA team ensuring independent, quality and timely credit analysis
Risk Management:
In respect of Clients where the role-holder is assigned as analyst:
- Proactive monitoring of key entity or industry wide events and/or developments, as well as of covenants and risk triggers where applicable
- Accompanying Relationship Managers on client visits, as part of general due diligence in respect of credit analysis
- Acting as a broader point of expertise in respect of credit aspects with Product and others across SCB
- Coordinate and conduct Stress Tests and portfolio review exercises for periodic check on the health of the portfolio;
- Partnering Relationship Managers in pursuing their client strategies through proactive idea generation, support in preparing materials for client discussion and through ensuring they are always fully briefed on key risk aspects
- Partnering Risk through clear presentation of credit analysis and proposed credit grading, as well as through proactive and considered discussion of key risk aspects
- Preparation of other analysis, such as Industry specific reviews, portfolio reviews, etc.
Key Stakeholders
Internal Relationships:
- GAMs, RAMs, FAMs
- Risk
- Product partners
- CDD, where relevant
- Legal, Audit and Compliance, where relevant
- Physical Commodity Operations, where relevant
Key Requirements
Educational Qualifications:
- Post-Graduates / or professional (e.g. CFA) qualification preferred, but not mandatory
- Sound knowledge of accounting and financial principles gained by experience or qualification
- Pass CCC / FICC credit certification (or approved equivalent) within 6 months of start date or upon availability (if not available in this timeframe)
Experience & Skills:
- Minimum of 10 years’ relevant experience gained either in banking, treasury or accounting environment
- Knowledge of emerging markets capital products and service as well as experience in assessment of credit risk in large segments.
- Strong verbal and written communication skills (in English), with proven ability to work across cultures and within a dynamic environment
- Able to hold credible dialogue at all levels of the organisation, as well as with clients
- Well organized, able to multi-task and balance competing demands
- Strong analytical ability, focused on the assessment and calibration of credit risk
Our Ideal Candidate:
- Management and Leadership – Ability to prioritize, delegate, develop and motivate people.
- Analytical strength – to spot emerging risks, in particular forward looking industry trends.
- Gravitas – to engage with Relationship Managers and Clients alike, have the ability to challenge in a constructive manner.
- Collaborative – to work in partnership with stakeholders to ‘get things done’, fulfilling the Job Purpose
How to Apply
Interested and qualified candidates should:
Click here to apply
Application Deadline 19th August, 2022.